Installing a new pool in Rhode Island is an exciting investment—but without proper planning, costs can escalate quickly. Whether you’re envisioning a luxurious inground pool or a more budget-friendly above-ground option, understanding the full range of expenses is key to making a smart, informed decision.
This guide breaks down the average cost of new pools in RI, highlights hidden expenses, and shares budgeting tips to help you get the most from your investment.
What Is the Average Cost of a New Pool in Rhode Island?
Pool pricing in Rhode Island varies depending on pool type, size, materials, features, and site conditions. Here’s a general breakdown:
Inground Pools
- Basic Vinyl or Fiberglass Pools: $40,000 – $55,000
- Concrete or Custom Inground Pools: $60,000 – $90,000+
- Luxury Upgrades (spa, lighting, waterfalls): Add $10,000 – $30,000
Above-Ground Pools
- Standard Models with Installation: $4,000 – $8,000
- With Custom Decking or Fencing: $10,000 – $15,000+
Plunge Pools
- Pre-Fab Models: $20,000 – $30,000
- Custom Inground Plunge Pools: $30,000 – $40,000
Note: These estimates include basic equipment (pump, filter, liner), but don’t always include landscaping, permits, or accessories.
Key Pool Budget Categories
To plan accurately, consider every category of cost involved in pool installation.
1. Excavation and Site Prep
Inground pools require extensive excavation, especially if the terrain is sloped or contains rock. Costs can range from $5,000 to $15,000 depending on soil conditions and accessibility.
2. Permits and Inspections
Rhode Island requires permits for all permanent pools. Permit costs range from $200 to $1,000, depending on your municipality. You may also need inspections for electrical, plumbing, and fencing.
3. Materials and Construction
- Liners (for vinyl pools): $3,000 – $5,000
- Shell (fiberglass or concrete): varies widely by type
- Decking/Hardscaping: $5,000 – $25,000
- Tile, coping, or finishes: $1,500 – $10,000
4. Equipment
- Pump and filter: $1,200 – $2,500
- Saltwater or chlorine system: $1,000 – $2,500
- Heater: $2,000 – $4,000
Automation or smart controls: Optional, $500+
5. Safety Features
Fencing, alarms, and covers may be required by local law. Expect to spend:
- Pool safety fence: $1,500 – $4,000
- Safety cover: $1,000 – $3,000
Ongoing Maintenance Costs
Once installed, your pool will have yearly maintenance and operational expenses.
Typical Annual Costs
- Electricity: $300 – $800 (heaters and pumps)
- Water and Chemicals: $200 – $600
- Opening and Closing Services: $200 – $500 per season
- Liner Replacement (every 8–12 years): $4,000 – $6,000
Saltwater pools may save money on chemicals but require salt cell replacements every few years at around $600–$800.
Hidden or Unexpected Costs to Watch For
Even with solid planning, unexpected expenses can arise:
- Permit delays or plan revisions
- Drainage or grading corrections
- Utility relocation (septic, gas, water lines)
- Extra landscaping or retaining walls
- Accessory upgrades post-installation
Build in a 10–15% contingency fund to cover these surprises without derailing your project.
Smart Budgeting Tips for Rhode Island Homeowners
Get Multiple Quotes
Always compare bids from at least two or three licensed pool contractors. Make sure each quote includes scope of work, materials, warranties, and timelines.
Phase Your Project
Consider installing the pool first, then completing decking, landscaping, and extras in phases. This allows you to spread out expenses without compromising on quality.
Ask About Financing
Many pool companies, including Pools Plus Inc., offer in-house financing options or can refer you to local banks for home improvement loans or lines of credit.
Choose Features with Long-Term ROI
Spending a little more upfront on energy-efficient pumps or durable materials can save money on utilities and repairs down the line.
How Pools Plus Inc. Helps You Stay on Budget
At Pools Plus Inc., we’re not just here to install pools—we help you make wise, long-term investments that enhance your home and lifestyle.
Here’s how we help you stay financially on track:
- Transparent, itemized estimates with no hidden fees
- Financing plans to break up large costs
- Durable products and low-maintenance system recommendations
- Guidance on seasonal care and energy savings
We also offer full pool services and in-store support for water testing, chemicals, and equipment.
Ready to talk numbers? Contact us for a custom quote based on your location and project goals.
Conclusion
Understanding the cost of a new pool in RI is essential to planning a successful project. By accounting for all aspects of installation, permits, maintenance, and upgrades, you can enjoy the benefits of your pool without unexpected stress. With the right partner and a realistic budget, your dream backyard is well within reach.
