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Inground vs. Above-Ground Pools: Pros and Cons for RI Homeowners

When it comes to adding a pool to your Rhode Island backyard, two main options dominate the conversation: inground and above-ground pools. While both offer a great way to cool off and entertain, they differ significantly in terms of installation, cost, durability, and long-term value.

In this guide, we’ll walk you through the pros and cons of each so you can make a confident decision based on your property, goals, and budget.

Initial Investment and Installation Cost

Cost is often the first factor homeowners consider when deciding between inground and above-ground pools.

Inground Pools

Inground pools are a larger upfront investment. In Rhode Island, the average cost ranges from $40,000 to $70,000+, depending on size, materials (vinyl, fiberglass, or concrete), and added features like lighting or waterfalls. Excavation, permitting, and custom design all add to the price.

Above-Ground Pools

Above-ground pools typically cost $4,000 to $15,000, including installation. Because they don’t require excavation or major landscaping, they’re a far more budget-friendly option. Many families choose this type of pool for seasonal use and quicker setup.

Bottom Line: If budget is your primary concern, above-ground pools are the more affordable choice. If you’re thinking long-term and want a custom look, an inground pool may be worth the investment.

Aesthetics and Design Options

Your pool’s appearance plays a major role in your backyard’s overall look and feel.

Inground Pools

Inground pools are highly customizable. You can choose from a variety of shapes (rectangle, kidney, freeform), finishes, and landscaping features. They integrate seamlessly into patios, decks, and hardscapes, and can be designed to match your home’s architecture.

Above-Ground Pools

Above-ground pools come in fewer shapes—usually round or oval—and often sit on top of existing terrain. While you can add decking or fencing around them, their look is less cohesive than an inground pool.

Bottom Line: If curb appeal and backyard design are important to you, an inground pool offers far more flexibility and elegance.

Installation Time and Permitting

Installation time can vary based on pool type and weather, but in general:

Inground Pools

Expect an inground pool installation to take 4 to 8 weeks, depending on size, complexity, and permitting requirements in your Rhode Island town or city.

Above-Ground Pools

These can often be installed in just a few days. Some kits are even DIY-friendly, though professional installation is recommended for durability and safety.

Bottom Line: If you want to swim quickly or within the same season, an above-ground pool is the faster option.

Maintenance and Lifespan

Inground Pools

With proper care, an inground pool can last 25–30 years or more. Maintenance includes cleaning, balancing water chemistry, servicing pumps and filters, and occasionally resurfacing or replacing liners (for vinyl pools). Because they’re permanent fixtures, they also require regular seasonal attention—openings in spring, closings in fall.

Above-Ground Pools

Above-ground pools typically last 10–15 years depending on materials and upkeep. They’re easier to drain and store in some cases, and maintenance is often simpler, though they can be more susceptible to wear and tear from harsh winters or storms.

Bottom Line: Inground pools last longer and may require more regular maintenance, but they offer better return on investment. Above-ground pools are lower-maintenance, but less durable over time.

Safety and Accessibility

Both pool types need safety measures, especially in homes with children.

Inground Pools

Because they’re flush with the ground, inground pools require fencing or alarms per RI building codes. However, they’re easier to enter and exit with proper steps or shallow entries like beach entries or tanning ledges.

Above-Ground Pools

The raised structure of above-ground pools naturally prevents some accidents, but ladders can be unstable or slippery. Many families still install gated decking for improved access and safety.

Bottom Line: Both pool types can be made safe with the right planning. Inground pools offer more accessibility and can be designed with safety in mind from the start.

Home Value and Resale Considerations

Inground Pools

A professionally installed and well-maintained inground pool can increase home value, especially in higher-end or family-friendly neighborhoods. It can also be a selling point for buyers looking for backyard entertainment spaces.

Above-Ground Pools

These typically do not add value to a home and may even be removed before a sale. Because they’re not permanent fixtures, buyers often see them as temporary or requiring replacement.

Bottom Line: If you’re concerned with resale value, an inground pool is a stronger investment.

Which Pool Type Is Best for You?

Here’s a quick summary:

  • Choose an inground pool if: You want a long-lasting, custom-designed pool that enhances your yard and adds home value.
  • Choose an above-ground pool if: You want a quick, affordable option for seasonal fun with minimal commitment.

Let Pools Plus Inc. Help You Decide

At Pools Plus Inc., we help Rhode Island homeowners find the perfect pool to match their lifestyle, property size, and budget. Whether you’re leaning toward a permanent inground design or a flexible above-ground setup, our team will guide you from consultation to installation and beyond.

Conclusion

Deciding between inground vs. above-ground pools depends on your vision, budget, and long-term goals. Each has its strengths, and understanding those differences helps you make the right investment. Whatever you choose, Pools Plus Inc. is here to turn your backyard into a destination.